Tag: author Victor Hugo

WELLS FARGO USURY EXAMINES DANGERS OF TO BIG TOO FAIL BANKS Why Tax Deductible Fines Fail To Stop Fraud Money Laundering And Deception In Banking Business

“Wells Fargo Usury” was created on September 1, 2013 by the Maverick Artist Victor-Hugo Vaca II. Wall Street banks made billions on securitized subprime mortgages. When the bubble burst 99% of the world population was negatively impacted by the ripple effects. The main culprits have escaped punishment, not one top executive-level banker has been personally punished or lost their job. Tax deductible fines are levied against banks for criminal acts, not prosecutions. The lesson learned is, crime pays for the 1%.

VOODOO ECONOMICS

While lame stream media distracts people by feeding them bread and circus, disguised as news and information, banks labeled, “too-big-to-fail”, are stealing money from customers with impunity, because they can.

Banks steal billions of dollars but only pay millions in fines that are usually tax deductible. So the lesson learned is: crime pays, if you are a corporate entity protected by a corrupt, “pay for play”, government.

BANKS ARE ABOVE THE LAW: TOO-BIG-TO FAIL MEANS TOO-BIG-TO-JAIL AND THAT TRANSLATES INTO FISCAL ANARCHY THAT ENABLES ECONOMIC TERRORISM.

Wells Fargo, the largest mortgage lender in the United States, admitted to deceiving the U.S. government into insuring thousands of risky mortgages and agreed to pay $1.2 billion to put to rest claims that it engaged in reckless lending under a Federal Housing Administration program that left a taxpayer subsidized, government insurance fund to clean up the mess.

Wells Fargo engaged in a reckless trifecta of poor training, deficient loan underwriting and poor disclosure in the government-backed loan program.

ECONOMIC TERRORISM DEFINED IN MODERN-ART-GONZO-JOURNALISM.

Wells Fargo was fined $3.6 million because the bank acted illegally by charging on-time payers with late fees, failed to inform borrowers of steps they could take to minimize fees and left credit report errors uncorrected, which resulted in some misled student loan borrowers paying unnecessary fees.

“Wells Fargo hit borrowers with illegal fees and deprived others of critical information needed to effectively manage their student loan accounts. Consumers should be able to rely on their servicer to process and credit payments correctly and to provide accurate and timely information.”- Richard Cordray, Director Of Consumer Financial Protection Bureau.

CONTEMPORARY ART MEME

The Consumer Financial Protection Bureau assessed nearly $36 million in penalties against Wells Fargo for the banks’ role in a “mortgage kickback” scheme. The financial regulator charged Wells Fargo bank employees with entering into an illegal arrangement with a now-defunct Maryland mortgage title company, under which the title company gave cash, marketing materials and consumer information in exchange for bank business. The CFPB determined in its investigation that more than 100 Wells Fargo loan officers in Maryland and Virginia entered into the illegal arrangement,

“These banks allowed their loan officers to focus on their own illegal financial gain rather than on treating consumers fairly.” – Richard Cordray, Consumer Financial Protection Bureau Director.

CONTEMPORARY ART MEME

Wells Fargo was fined $81.6 million for failing to provide bankrupt homeowners with legally required notices of mortgage payment increases which denied homeowners the opportunity to challenge the accuracy of mortgage payment increases. By failing to properly notify homeowners, Wells Fargo violated federal bankruptcy rules that took effect in December 2011 that imposed more detailed disclosure requirements to ensure proper accounting of fees and charges on homeowners in bankruptcy.

CONTEMPORARY ART MEME

Wells Fargo, agreed to pay $85 million to settle charges that it falsified loan documents of its borrowers and pushed borrowers into higher interest subprime mortgages even though they qualified for a mortgage with lower interest rates. Over 10,000 borrowers were steered into more expensive subprime mortgages with higher interest rates or had their loan paperwork falsified by Wells Fargo personnel. Wells Fargo personnel were driven to the fraudulent activity in order to meet their company goals required for consideration to receive bonuses.

CONTEMPORARY ART MEME

Wells Fargo agreed to pay a $70 million penalty to settle legal claims over improper activity including the robo-signing of foreclosure documents, faulty payment-change notices filed in bankruptcy courts and faulty escrow calculations. Wells Fargo employees acted as robo-signers to speed up the foreclosure process with falsified or inadequate underlying documentation.

CONTEMPORARY ART MEME

“One would assume the most valuable tool for an artist is in his hands, in reality, however, it is the mind of the artist which serves to create.”- Maverick Artist Victor-Hugo Vaca II

MAVERICK ARTIST VICTOR-HUGO VACA II

TITO PUENTE JR BELO DONITA WILSON KING WAWA JAHNESTA MECCA AKA GRIMO VIOLETA LESKYTE KATALOG MISTY JEAN SUNLOVE TONTON BICHA ALAYE AKA ZOEROCK HAROLD ST LOUIS SHIRLEY DESGROTTES ROBERT MARTINO THE LANDERS SISTERS AND MAVERICK ARTIST VICTOR HUGO VACA II MANIFEST MODERN ART MUSIC MOVEMENT HISTORY AT NBC THEATER

Marathon All-Star MAMM Jam Creates “Muse 4 Haiti” To Benefit Earthquake Victims Through The Figaro Angel Network.

On January 12, 2010 Haiti was struck by an earthquake that measured 7.0 magnitude.”Muse 4 Haiti” (38×53) was created on January 8, 2011 at the NBC Omni Auditorium at the Haiti Memorial Concert.

THE MAVERICK ARTIST VICTOR-HUGO VACA II JOINED AN ALL-STAR LINE UP OF INTERNATIONAL TALENT TO RAISE MONEY FOR EARTHQUAKE SURVIVORS.

Over 220,000 people were killed and over 300,000 people were injured on January 12, 2010 in Haiti .

MAVERICK ARTIST VICTOR-HUGO VACA II, ON STAGE, PERFORMING A SIX-HOUR MARATHON, MODERN ART MUSIC MOVEMENT, AT THE ALL-STAR MAMM JAM HAPPENING, WITH AN INTERNATIONAL LINE UP, OF TALENTED MUSICIANS, AT THE NBC OMNI AUDITORIUM, TO BENEFIT HAITI EARTHQUAKE VICTIMS.

The Haiti earthquake left more than 1.5 million homeless survivors.

MAVERICK ARTIST VICTOR- HUGO VACA II PERFORMED WITH 14 ARTISTS TO CREATE THE PAINTING TITLED, “MUSE 4 HAITI”.

Five years later, tens of thousands of people in Port-au-Prince still live in tents and other temporary housing.

MAVERICK ARTIST VICTOR-HUGO VACA II CHANNELS THE MUSE INTO LIFE ON STAGE.

$13.5 billion in humanitarian aid from donations and pledges was raised from nations and private charity after the catastrophic 2010 Haiti Earthquake.

IN BETWEEN SETS, THE “MUSE 4 HAITI” BEGINS TO TAKE FORM ON STAGE.

The hypocrisy of philanthropy, political correctness and weak journalism fueled by greed, is such that, according to the Washington-based Center for Economic Policy and Research, less than a penny of every dollar goes directly to Haitian organizations. Thus, meaning that billions in relief and recovery aid, haven’t been enough to rescue Haiti from chronic corruption, which has enabled a tangible failure to manifest improvements that, in a better world, would have been brought to fruition, with all the available resources and goodwill.

MAVERICK ARTIST VICTOR-HUGO VACA II PLEADS WITH AUDIENCE FOR DONATIONS TO AID IN RECOVERY.

As a consequence of the earthquake, over the past four years, cholera has struck more than 720,000 Haitians and killed almost 9,000 people in Haiti.

“MUSE 4 HAITI” BY MAVERICK ARTIST VICTOR-HUGO VACA II

The Modern Art Music Movement™ (MAMM) is an International Coalition of Artists, Musicians, Filmmakers, and Professionals using art, music, movies and live mixed-media events to raise awareness about social issues not normally investigated on mainstream-media news outlets and to promote new talent and compassionate wealth, through art and education across the multi-universe.

MAVERICK ARTIST VICTOR-HUGO VACA II WITH TITO PUENTE JR. BACKSTAGE.

The Modern Art Music Movement™ (MAMM) fuses art and music to inspire creativity, cooperation, compassionate wealth, clear communication, conflict resolution and peace-making-innovation in the New World Order.

KING WAWA, SEAN HILL, TITO PUENTE JR. AND MAVERICK ARTIST VICTOR-HUGO VACA II BACKSTAGE AT THE HAITI MEMORIAL CONCERT.

The Modern Art Music Movement™ (MAMM) affords artists the opportunity to capture history, on canvas; manifested in Rorschach interpretations, created as mixed-media-performance-art, that fuses live music with art and movies in performances at multi-media events called MAMM Jams.

MAVERICK ARTIST VICTOR-HUGO VACA II WITH MUSES BACKSTAGE AT HAITI MEMORIAL CONCERT.

The following SFL news report, appeared on the CW Network; it features the Maverick Artist Victor-Hugo Vaca II performing a Modern Art Music Movement™ MAMM Jam Happening with Tito Puente Jr., Belo, Donta Wilson, King Wawa, Jahnesta, Mecca aka Grimo, Violeta Leskyte, Katalog, Misty Jean, Sunlove, Tonton Bicha, Alaye aka Zoerock, Harold St. Louis, Shirley Desgrottes, Robert Martino & The Lander Sisters at the Haiti Memorial Concert in South Florida.

“Live-Love-Flow-Shine.” – Maverick Artist Victor-Hugo Vaca II

MAVERICK ARTIST VICTOR-HUGO VACA II IN THE LABYRINTH OF CREATIVITY.

And now, for something completely different; sort of.

MODERN ART GONZO JOURNALISM SERVES AS BRIDGE BETWEEN NEUTERED INVESTIGATIVE JOURNALISTS AND WANING PUBLIC TRUST IN SEARCH OF AN OUTLET.

Press, Blatantly Reporting Opinion And Hyperbole As News, Has A Frustrated Public Turning To Artists, To Document Untold History, On Canvas, In Lieu Of Weak Newspaper And Television Reporting In The Age Of Donald Trump And Hillary Clinton.

In the words of the alleged-serial-killer-spinal-surgeon, operating out of the Washington D.C. Baltimore, Maryland area, Dr. Charles Edwards: “You can get away with murder because you can always count on cops being overworked, underpaid and lazy and lawyers being greedy.”

Severe cuts in staffing high-quality investigative journalists at mainstream media news outlets, portends a disturbing trend, that should concern anyone who worries about living in a functioning Democracy.

“IF A MAJOR NEWS ORGANIZATION LIKE NBC IS GOING TO REDUCE THE NUMBER, AND IT SOUNDS LIKE A SIGNIFICANT NUMBER, OF THE PEOPLE WHO GO OUT AND GATHER INFORMATION TO GO INTO THE DAILY STREAM OF NEWS, IT’S GOING TO THIN OUR KNOWLEDGE OF THE WORLD SOMEWHAT.” – BILL KOVACH

So, then, what is one to do in a world, where weak investigative journalists, peddle opinion as news and see “The Clinton Death List” and the World Trade Center, Building Seven, spontaneous-implosion, in New York City, on September 11, 2001, as conspiracy theories?

MODERN-ART-GONZO-JOURNALISM PAINTS HISTORY IN A WAY THAT MAINSTREAM TELEVISION NEWS OUTLETS CAN NOT AFFORD TO DO.

Hopeless people, claiming cops don’t care and investigative journalists won’t listen, contact modern-art-gonzo journalists with stories that go unreported or woefully under-reported in weak mainstream media news outlets, due to lack of will, budget and corporate interest.

WORLD TRADE CENTER CONTEMPORARY ART MEME, EXPLORES THE FACT, THAT U.S. NEWS MEDIA, WOULD HAVE PUBLIC TRUST BELIEVE, THAT THE WORLD TRADE CENTER BUILDING SEVEN, COULD DEFY THE LAWS OF PHYSICS.

In the way jesters, during the Dark Ages, were able to point out, that the King was not wearing any clothes, so too, modern-art-gonzo journalism is able to skim past false truths, fed in soundbites, to skeptical public trust, in creating a vernacular and visual , “Diary Of The World On Canvas”, that interprets the court of public opinion, in brief moments of time, throughout history.

“COMPLIANCE IS NOT A DESTINATION, IT’S A JOURNEY SAYS THE SECURITIES AND EXCHANGE COMMISSION OFFICE OF CREDIT RATINGS DIRECTOR TO THE UNITED SLAVES OF AMERICA.”, IS A WORK OF MODERN-ART-GONZO-JOURNALISM CREATED BY MAVERICK ARTIST VICTOR-HUGO VACA II, USING BEAR STERNS STATIONARY, FROM THE OFFICE OF A SENIOR MANAGING DIRECTOR, AS CANVAS, FOR THIS MIXED MEDIA WORK OF ADHESIVE GRAFFITI FINE ART.

The world has become so immune to corruption and dishonesty that lying thieves are becoming the elected choice of people who have given up and feel safe in the status quo of false promises and exploitation.

LIKE A FLY ON THE WALL, OR, “WHERE’S WALDO”, MODERN-ART-GONZO-JOURNALIST, VICTOR HUGO VACA II, CAN BE FOUND IN THE BACKGROUND, CONTEMPLATING LIFE’S CURIOUS MOMENTS?

Corporations, like Nestle, buy water for pennies on the dollar, from natural springs, syphoned away, by greed, from public consumption and spend millions of dollars on advertising, with U.S. news networks, while people in Flint Michigan, are poisoned by corrupt government officials, under the nose of journalists, distracted by Miley Cyrus, twerking Robin Thicke, on an awards show.

“NEWS IS ABOUT ADVERTISING AND ADVERTISING IS A BUSINESS” – VICTOR-HUGO VACA II

News media turned a blind eye to the plight of the disenfranchised without a voice, until contemporary artists, like Cher and Beyonce, started raising public awareness about the reality surrounding us all, as cultured beings, in a state of rapid change and awakening.

DETAIL FROM FEATURED PAINTING, CREATED IN 2007 AT A MODERN ART MUSIC MOVEMENT REHEARSAL WITH, MAVERICK ARTIST VICTOR-HUGO VACA II AND POWER, FROM RYTHMM EPKINS, “MIND, BODY AND SOUL”, BEFORE A SOLD OUT CONCERT, IN BAKERSFIELD, CALIFORNIA, TO BENEFIT MENTALLY HANDICAPPED CHILDREN.

The following is an emailed example, with the name of the sender omitted to protect sources of information, of the sorts of requests from citizens of Earth, to modern-art-gonzo-journalists, in the hopes, that their story of the human condition, will be documented in art, for future generations of investigative journalists and historians, to revisit artistic canvassed chronicles, in the pursuit of a remedy, for the growing cancer of dishonesty and corruption in the evolution of human nature:

“IN MY DIARY OF THE WORLD ON CANVAS, I PAINT WHAT I SEE, AND WHAT I SEE IS THE BEAUTIFUL CHAOS THAT SURROUNDS US ALL IN THE MULTI-UNIVERSE.”- MAVERICK ARTIST VICTOR-HUGO VACA II.

Hi,

My friend asked me to email you the following basic info:

– Very high profile business individuals involved

– $18 Million invested

– Potential dirty money from Mexico

– City official involved with under the table “help”

– Embezzlement

– Infringement of ownership

– Fraudulent transfer to avoid paying due to local businesses ($1.5+ MM due)

– Documents forgeries

– Known name and about to reopen under a new name within the next 2-3 months

– Currently several lawsuits already filed against various group’s entities

– Etc.

Ex-executive with thousands of supporting documents potentially ready to talk under certain conditions and guarantied multiple city publication (getting involved other journalist to publish it nationally)

Let me know if any interests.

MODERN-ART-GONZO-JOURNALIST VICTOR-HUGO VACA II

“When I contacted WSVN 7 Fox News, after Hurricane Wilma, about a clear and present danger, impacting the lives of over fifteen-hundred residents, in a high rise building, destroyed by a tornado, the newsroom said: ‘Call us back when you see burning bodies flying out of the building, otherwise, it’s not news.'”. – Maverick Artist Victor-Hugo Vaca II